you don’t know how much it costs for you to live each month
you live paycheck to paycheck, hoping there’s going to be enough
you have credit card debt that you really want to pay off
you don’t have a plan for your retirement
you have no idea how to invest in the stock market
your family didn’t teach you about money, or you learned what NOT do to from them
you want nothing to do with complicated spreadsheets
you don’t like money or wish it didn’t exist
are sick of worrying about money